Introduction to Jerry
0:01 If I spent that much time studying in college, I'd be a doctor by now. They all tell you on videos like this to come with a plan A, B, and C. I came with plan A. I grew up 10 miles across the river from Louisville, Kentucky. Are you going to feed your workers? Am I not going to have to feed them? I'm not going to cook, you know, not unless you want hot dogs. It's the fact that you're outside your comfort zone. I'm retired, what else do I do? I'm the one that has to adapt.
Jerry's Background and Relocation
0:27 Hey YouTube, Alex here, and in today's video, we're going to sit down with my good friend Jerry. Jerry is an American who has been married to a Filipina in the United States for almost 20 years now. They recently decided to relocate here to Luzon, where she is from, and they're really enjoying their new life. So I thought we would sit down with them and get to know them.
0:50 Jerry has recently retired after a career with the US Postal Service, after completing a career with the US Air Force. And without further ado, let's get into it. Jerry, if you could please introduce yourself.
1:02 I'm Jerry. I'm from Indiana, retired in Kentucky. Now we're retired in the Philippines. Talk a bit about your career.
1:15 I'm retired military. I spent 20 years in, then I left the military. Then I played around for about a year, and then I joined the postal service. Then I retired from there with 20 years as a postmaster. I've got two 20-year retirements.
1:39 Wow, you really planned very well. You're going to be very comfortable here in the Philippines. How long have you been here in the Philippines?
Visa and Meeting His Wife
1:45 Been here three weeks now. So you're fresh? Yeah, yeah. We spent the first week at her hometown where we'll be building a house, and been on vacation since.
2:01 So, yeah, as far as setting yourself up, you know, they don't have a manual in high school or anything college that, you know, word for word, will guarantee you're going to be successful in life. It was always that mitigating factor called life. So I just, you know, threw in what I could, and it turned out all right.
2:25 Unfortunately for a lot of people, they're not as blessed, so things didn't turn their way, and now they struggle. So, yeah, we've been in the Philippines for three weeks now. We're heading to Sharal for another week, and then back to the hometown and back to reality.
2:46 So you're not yet here permanently? Yes. Oh, you are here permanently. Yeah, I'm on the buying visa. Oh, wonderful.
2:53 Heidi from CNG Consulting is setting up my wife to get her dual citizenship. She let her passport run out. So for any of y'all back in the States, don't let your Filipino passport run out. It's a major pain, but Heidi's going to take care of that. Then I'll be getting my 13A visa. So right now, we're on the one-year buying visa.
3:18 A lot of guys, you know, part of what brings them here is they want to meet a Filipina, but you actually met your wife in the States. How did you guys cross paths?
Relationship and Decision to Move
3:26 I was down in Atlanta. Excuse me, I've kind of got a head cold going on, but I was down in Atlanta on a little vacation and went to a restaurant, and she was there. Had to talk to her, so started talking, and next thing you know, she's moving to Indiana.
3:49 So we've been together about 19 years, married for about 17. So yeah.
3:57 Wow, so that's so atypical. You know, I think it's really cool. But a lot of guys, of course, they come here as a bachelor. Where you're coming here as a committed man.
4:06 Yeah, it's when we made the decision, or actually, I say I came up with the decision to move. Kind of a funny story. We were sitting there watching TV one night, and I was kind of doing a little bit of drinking, and leaned over to the wife and said, 'Let's move to the Philippines.'
4:25 She looked at me, said, 'What?' Said, 'Let's move to the Philippines.' She said, 'Well, let's talk about it in the morning.' I said, 'Okay.' So we get up the next morning, and she said, 'Do you remember what you were telling me about last night?' And I said, 'I was drinking a little bit, and I said, yeah, let's move to the Philippines.' She said, 'If that's what you want to do, let's do it.' So, and then it all started from there.
4:52 The amount of research I put in the past two years, oh goodness. If I spent that much time studying in college, I'd be a doctor by now. But between the Google and the thousand hours of YouTube, I did my research, I did my homework. Did I mess a few things up? Yeah, I screwed a couple things up, but nothing that's life-threatening.
5:17 They all tell you on videos like this to come with the plan A, B, and C. I came with plan A, might be some variations of plan A, but there's not going to be any B and C. So, yeah, what prompted you to make the move?
Reasons for Moving to the Philippines
5:36 It was a plethora of reasons. First off, not the most important, but first of all, the States is not a pleasant place to be right now. The political divide is so obvious. I mean, used to be, when I was growing up and even up to 10 years ago, nobody cared about which political side you were on. You know, now, everybody's mad. It's like you don't find too many pleasantries anymore. Even the small towns in the country, it's like people are mad.
6:21 But one of the major reasons I decided was, you know, with my pensions and everything, we could survive over there just fine. Even with our mortgage, we had a real nice house on the lake. But if I died, then she's in trouble. She wouldn't get any of my postal pension, and she would get my Social Security. You know, come out to maybe $3,000, $3,500 a month. That's she couldn't live on. She would have to sell the house, move into a little tiny apartment or something like that. You know, over here, with that $3,000, $3,500 a month, you can live just fine.
7:01 Plus, we're building a house. We have solar and our own well. So once we get everything done, our operating expenses are going to be very small. So when I kick the bucket, as they say, then she'll still be well off. But that was one of the major factors. When I was working, I had plenty of insurance, you know, she could have paid the house off, bought a pool boy. But after I retired, that's expensive. The insurance is expensive, and then, you know, able to aid into my budget pretty good.
7:39 Another reason is I like adventure. I spent so long in the military that I love to travel.
Travel Plans in Southeast Asia
7:44 Did you travel in the military? Oh yeah, I've been to over 50 countries. And it's different because you're getting paid to do it. Yeah, yeah. You know, so it's a, you got some money in your pocket. Yeah, so it's, you know, they give you per diem and stuff like that. And so it was fun.
8:04 And we plan on doing that here. Once we build our house, we're going to travel the Philippines extensively because our plan is to find that magical beach that we both love and either build or buy a house there where we can spend six months there, six months at the beach. But we also plan on traveling Southeast Asia, Cambodia, Vietnam, Thailand.
8:30 She wants to go back to Hong Kong. She was an overseas worker when she first left the Philippines, and she was in Hong Kong. So she wants to go back there. And I'm going to go to Laos, might even go to South Korea. I was stationed there for a year, I missed the food. So, but that's our plan. Whether it happens or not, it remains to be seen, but we're going to give it a shot.
Previous Visits and Choosing the Philippines
8:55 That's incredible. Over the years now, I know you guys have been married almost 20 years now. Had she told you about the Philippines, or was it more travels you had?
9:08 Yeah, I had already been here. Oh, you'd already been? Oh yeah, yeah. I spent three months at Clark when I was in the military. Right before I retired, I spent another few weeks. Before I came back to the States, in 2018, we spent a month with her family. She, we own property outside of Baguio, so that's where we're going to build.
9:36 We were first looking into it, looking at Thailand and Vietnam as well. Vietnam is just as cheap, if not cheaper than the Philippines. Language is a big barrier. Language barrier. Big barrier.
9:50 In Thailand, I know you spent a year there. Yeah, I love Thailand. Yeah, I think the people are nice inside the bigger congested areas. When you get outside to populate, I found them not to be as nice. They weren't mean, but they weren't smiling. And, you know, the language, you definitely get outside of your bigger Bangkok, Pattaya, Phuket, they don't speak English at all. But their food, their infrastructure, and they're just as cheap as the Philippines.
10:32 So why we chose the Philippines was she owns land here, and English, they speak English. You mentioned having vacation here a few times. I think the cost of living is obvious. Did you feel pretty welcome here as a non-Filipino guy?
Feeling Welcome and Safety in the Philippines
10:47 Absolutely, yes. I mean, nowhere that you go, you're going to see frowns. Like I said, we've only been here three weeks, two of those weeks have been vacationing. I'm not going to claim to be an expert on the Philippines. I just combine what I've researched, my experiences, and throughout the last 20 or 30 years when I visited last time or first time. Yeah, people are just so friendly, period.
11:18 I'm sure that after enough time here, you'll come across a few that may not want you here or something like that. But compared to the States, it ain't nothing like the States. So, but we're going to enjoy it and see where life takes us.
11:36 You mentioned you want to check out some other places in Southeast Asia. What kind of places have you and your wife thought about, or maybe you haven't been there, or you have been there but want to go back?
11:47 Okay, I've been to...
11:49 You want to go back? Okay, I've been to Thailand, but we're going to go back. She's never been, she wants to hit up Hong Kong, where she worked as an OFW for, I think, two years before she went to the States. So she wants to go back there. Vietnam, definitely. Cambodia, Laos, Malaysia, Singapore. Not so much. I think Singapore is extremely expensive. It's mainly major cities, so, you know, when I go anywhere, I don't like to, you know, Manila, take it away. You know, Bangkok, no way. You know, you're from Indiana, I'm from Indiana. Yeah. Our biggest city is Indianapolis, and I try to stay away from there.
Travel Experiences and Safety Awareness
12:41 I grew up 10 miles across the river from Louisville, Kentucky. I stayed away from there like the plague. So I don't like traffic congestion. Yeah, you know, I enjoyed this right here. We're at just, I could sit here all day. It's gorgeous, but, you know, you don't have people running in and out. You feel pretty safe here in the Philippines. Oh, absolutely. Yeah, I mean, as much as I have traveled, common sense takes a long way. You know, I don't think you need to keep your head on a swivel, but be aware of your surroundings.
13:24 Now, back when I was in the military, I might have done a few stupid things that I wouldn't do today. Amazing. One little alcohol and, you know, superior complex will get you. But, yeah, I wouldn't recommend it today, and I won't do it today. So, but, yeah, just beware your surroundings. I've seen where, I guess somebody got robbed and terminated in the southern parts of Mindanao. Southern part, yeah. Southern Mindanao. I've been to Northern Mindanao, but, you know, I was very mindful of where I went.
Exploring Caticlan and House Building Plans
14:08 And I think, you know, you mentioned where your wife's from in Ilocos, perfectly safe place, very friendly people, welcoming to foreigners like us. You're going to Caticlan next. Can you speak a bit about what brings you and your wife to Caticlan? Well, I want the beach, I want the white sands. Unfortunately, this stretch of Boracay and Diniwid, we were in Diniwid yesterday, doesn't have the white sands. I wanted to go to Sicogon, but other places that I would stay at, like Hotel Boracay, they're booked up until like the middle of March.
14:46 So, you know, they had your backpacking place, hot sales. And I'm too old for that. You know, I want my air conditioning. You like your comfort. Yes. And so, we thought about spending another week in Boracay, but, um, we also kind of need to get back and start our house build too. So, then she's got a niece that's being married, first week of March, I think. So we need to get back and help out for that too.
15:15 So we decided, no, we're going to hit Sagada for about five days. And, you know, as much research I've done, it seems like that's a beautiful island. Obviously, we want to head like Palawan and Old Coron. We'll hit there. Not really that enthused to go there because everything I've been seeing that's really become touristy. So, but we'll have to go just because it's Coron. But then there's some beautiful places up there on the northwest side of Luzon, probably about four or five hours from where we're at that has the four white sands.
Future Travel and Construction Background
16:01 Apparently, they got the connecting highway they're building. So, might not be a bad investment spot too, you know, pick up a couple lots. And so, we're going to check those out because, uh, once we get to the house, start building, it's going to be almost like a job. I'd be there every day, you know, through the process. And that's what I did in the military for 20 years. I was a construction engineer.
16:27 So, of course, it's not Philippine construction, but it's, uh, I should build, see it pretty well. But, you know, we're lucky if we'll be able to take a two or three-day weekend, you know, maybe combine with a holiday or something like that, you know, when they're not working. And then do some weekend trips around in the area.
Hiring Contractors and Construction Considerations
16:49 One question I am curious about, I know that you have this construction engineering background. I think that will help you a lot with guiding your process. How did you find the people that you wanted to bring on board to carry out these plans? I know a lot of guys struggle there. I'm just curious if maybe you have any insight to share. What I've got right now is I started months ago. I've kind of narrowed it down. I contacted like 50, but I got like 12 of them narrowed down as far as the architect, engineering companies.
17:23 And I'll go visit each one of them. I got a list of questions and just do it methodically like that. Then whoever has the most pros versus cons is one we do. I have a tendency to stay away from any foreign builders. Got it. I don't think they have as much to lose as a local does. So, they're in Baguio, they're all over the place. You got tons of architects. Shot, I got a niece that's an architect for the city of Baguio.
18:03 So, wow. Yeah. But the main thing is just for me is to fill my boxes, you know, like I said, I got a list of about 20 questions. And it's as minute as something is, are you going to feed your workers, or am I going to have to feed them? Because a lot of your construction, especially if you hire local labor, the owner of the house has to feed them, give them their lunch and snacks like that. I don't want my wife having to be there every single day.
18:30 You know, you don't want to buy your wife another job. Yeah, exactly. You know, I didn't bring her here to be a full-time cook. So, but if the contractor brings their own people in, then, you know, they're responsible. You know, they'll pay them a few extra pesos or something, or, you know, ride their own lunch. Something small as that, you know, can really. I've seen a lot of YouTubes that, yeah, they're having to fix the workers' lunch and snacks every day. It's like, that's got to be a pain.
19:05 You know, well, if my wife wants to go do something, you know, I'm not going to cook. You're not unless you want hot dogs. You know, so I'm not going to waste my culinary skills on a lunch. But, and then more important things like, do they have their own crew? Do they have their own equipment? Can they do a bank-to-bank transfer? You know, I don't want to pay them off and, you know, never see them again. 500,000 pesos.
19:41 You know, and that much cash, you know, I'm ready to do a bank-to-bank transfer. And, you know, I toyed with just getting an architect, building the floor plan, and me hiring local and me doing the general contracting and all that. No. You know, I've got a strong construction background, but they do things different over here. So, you're not going to have to worry about the cold, for example, here. More about humidity and, well, it's rain, a lot of rain.
Environmental Factors and Military Preparedness
20:13 And then, we're about 30 minutes from the ocean. So, we don't have to worry too much about salt. Termites are a big problem in the Philippines. That's why you see mainly concrete. Yeah, concrete hollow block. That's another thing. You know, our property is on the side of a mountain.
20:35 You were talking a bit about your service and growing up in Indiana. How has that prepared you for life over here? Well, like I said, I've done extensive traveling, even though I was in the Air Force, but we still had a few times that was kind of rough, you know, unlike the popular belief that we stayed in five-star hotels. Air Force. Yeah. Air Force. You know, I spent a lot of time in a group called Red Horse. It's like the Navy SEALs or the Army Combat Engineers. We go around, build stuff, secure the area, then leave.
21:13 But the traveling, it prepares you for things that aren't the most comfortable. Okay. I don't care what service you were in, you know, you didn't have it, you know, red carpet rolled out and all that. Indiana is not obviously New York City or San Francisco, or, you know, we don't have the finer things in life, at least down where I'm from. But the military, as I told you before, traveling is in people's blood. All right. You know, growing up in Indiana, it's been my last several years in Kentucky. There are people who have never even been out of the state.
Stepping Outside the Comfort Zone
21:58 You know, 40 years old, never been out of the state. You know, or anything going out of the country is going down to Florida or something like that. You know, so, and they have no desire. You know, I got a ton of friends that when I told them I was moving over here, they said, good for you. He said, now I don't have the cojones to do something like that. And I said, well, I don't think it's so much that it's the fact that you're outside your comfort zone.
22:30 You know, a wise man once told me that some of your best times in life is when you are outside your comfort zone. And I think about, you know, of all the years, and he's right. You know, it's my best memorable times or when I was outside my comfort zone. Also, you know, your friends and family, especially back in that area. You're from Tennessee. You know, grandchildren, you know, they, I couldn't do that. Ain't no way I could move overseas.
23:04 You know, I'd be too far away from my grandchildren. Well, I'm sorry, but I'm on my last 20 years of life, or as my channel says, final chapter. And, you know, I can't let anybody else dictate that. You know, I can't, my life to live. You know, I spent my first 60 years of my life conforming to everybody else. It's my turn now. So that means I leave a grandchild behind, or, you know, they can always come over to visit. I can always go back there once in a while to visit. But, you know, this is what we want to do, and we're not going to let anybody else affect that.
23:45 You've earned it. You spent 20 years in the military, 20 years in the postal service. I feel I've earned it. You know, but even if I hadn't done that, it's still your life.
Living Life on His Own Terms
23:59 My mom tried to guilt me into not living well. She's 83 years old and, to tell you the truth, she's going to outlive all of us. So, I told her, 'I'm supposed to sit around waiting for you?' I'm going to end up going before you anyway. Of course, she didn't want to hear that. She doesn't want any of her children to go before she does, but I tell her, 'Sorry mom, I've got to live my life.' You can always go back to Indiana and visit anytime you want.
24:36 Absolutely not. No, no. Had to think about that. Kentucky? No, I'm good. Florida, maybe not so much. But yeah, we're just having fun, Alex. I break my life up into 20-year increments. The first 20, you're trying to find yourself. The next 20 makes you a man. That 20 was in the military, and then 20 years in the post service. So now, hopefully, I get another 20 years and close out that book.
Medical Concerns and Research for Moving
25:23 People ask me all the time, 'Aren't you scared of being over here? What about your medical?' Me personally, no. I don't want to, anytime soon. However, I live a good life. I can just as easily die over here as I can in the United States. Obviously, if it's something serious, really, really bad, I'll just hop on a plane to Thailand.
25:59 If you plan on coming to the Philippines, do your research. I've seen so many vlogs and channels talking to people, and you just shake your head going, 'How could you not know that?' It's good to go one-on-one. So, just do your homework. You don't have to do it as extensively as I did, but figure out where you want to live and what that looks like. What's that going to cost? It all depends on your situation.
26:34 If you're single, I would suggest, like a lot of other people do, rent. Go to Dumaguete for a month, rent. Go to Siquijor for a month, rent. Go to El Nido, just travel around, rent. And then, when you find that place, it's going to hit you. You're going to know.
26:56 I'm not sure if you know The Regular Guy Channel. Yeah, Scotty Boy. He's been doing it for years now, just going around. He's got his top five areas that he would live in. The only way he knew that is he traveled around and found out whether he will or not.
Taking the Chance and Future Regrets
27:15 I don't think so. That's a whole another story with him. But yeah, just take the chance. Don't—I'm not going to say do what I did, sell everything up and go. Only have plan A. I said that's not for normal people. I'm not normal, but I'll make it work regardless.
27:42 But yeah, just try it out. Come over for a few months, travel around. The only thing I wish, Alex, is that I was 20 years younger. That's the only thing I wish.
Wife's Americanization and Adapting to Pace
27:59 What else you got? It's kind of hard to stay on topic because these little branches and oh yeah, that. One question I have, and I know it's a little bit different because your wife lived in the States for many years. You mentioned your wife as Americanized. So you feel like you're different from the guy that comes here and meets a Filipina? You guys are more learning together.
28:24 Exactly. First of all, she's my best friend. We laugh all day, every day. We've been together, I'd say about 19 years, and I can count on one hand the number of arguments we've had. We have an unbelievable relationship. So, any of your viewers out there saying don't buy a house or don't—we're fine. Don't have to worry about that.
28:47 But as far as her helping here, getting me accustomed to the Philippines, yes and no. She helps me more in the province-type setting, but she's been in America for 37 years, something like that. So when we met, I was surprised. I met the only redneck Filipino I've ever seen. She was so big into NASCAR. She not only knew the drivers and the numbers of the cars, she knew the owners of the cars.
29:35 Me? NASCAR? No. I'll look the results up the next day to see who won. But I'm not going to sit there and watch. But yeah, she's definitely Americanized. Coming over here, it's kind of funny. She'll give me little hints and stuff that I had already known for either my experiences here or from my research. But she helped out in her province, getting me prepared for life there.
30:07 I would say in the country, but the country over here is different than the country back home. You've got a Dollar General Store two miles away in the States. Over here, you've got a sari-sari store that's five miles up the road. But she's really helped me so far in that province area.
30:36 Out here in the vacation? No, she's—patience is a virtue over here. Hey, using that cliché. As I told Mike the other day, you could watch a thousand videos on patience, and you can't experience it until you actually—you just can't explain it.
30:55 I was prepared when we come over for shopping, it's going to take a half day of shopping just to get through the lines and stuff. I'm retired, what else am I doing? I wasn't prepared to sit down for lunch and two and a half hours later, you finally get your bill. So, I got kind of—you know, little things like that. Yeah, I got to remind myself it's the Philippines.
31:18 And the wife is worse than I am when it comes to the patience aspect. She gets upset, and I calm her down. Calm down. This is the Philippines, not the United States. So I'm slowly trying to get that American out of her. Well, I don't want to get it out of her, I just want to get that Filipino back in her. It's tough because in America, we have a convenience culture. Everything is designed to be as fast as it possibly can be.
Patience and Adapting to Filipino Culture
31:57 Here, people prefer the social element. To them, it's more about the communication and the friendliness than it is about wanting it done yesterday. I'll settle for getting it done today. Where here, it's like, 'Okay, it might take you a while.' You know, but to me, I would like to pick and choose. Like dinner the other night, I don't care if it took four hours. But I'm going out for a quick lunch, I don't want two and a half hours later, I'm still sitting there.
32:27 It's on me, I'm going to have to just get used to it because I'm not coming over here to change anything. I'm the one that has to adapt. I've only been here three weeks, so I'm adapting. Those are just some little things. I think it hit me around the three-month mark. About three months is when I stepped down because I was in such a rush. This was in Thailand. I was walking really fast, and all of a sudden, I caught myself. I'm like, 'I rushed past a person on the sidewalk, and I was going to the gym.' So this is not an emergency. Your workout isn't an emergency.
33:04 And I caught myself. I'm like, 'Why am I trying to get to the gym where I'm going to be for an hour, 15 seconds faster?' 15 seconds isn't going to blow my workout. And I stopped and I thought, 'I'm going to just slow it down because it's going to get done.'
Jerry and Bella's Final Chapter YouTube Channel
33:22 So Jerry, I know you and your lovely wife Bella need to get to the airport. Could you plug your YouTube channel?
33:31 Okay, yeah. We have a tiny, tiny YouTube channel that we set up for family and friends just to follow our adventure over here. The wife has a habit of blowing up Facebook, and it could be on anything. I went out to eat, pictures of food, etcetera. The female Filipino thing to do. And I'm thinking she's going to go crazy over here. So I said, 'Well, let me set up a little YouTube channel and instead of blowing Facebook up, we'll let the people decide if they want to see it.'
34:10 When you're on Facebook, somebody posts something, you're going to see it whether you want to or not. At least with the channel, they have a choice. They don't have to see it or see it. Basically, we're just going to be documenting our travels. And then I'm also going to do a house build because I've noticed that there's kind of a lack of that over here. Not many people cover that, and there's a huge demand for it.
34:44 Because on the videos I do have, a lot of people are going, 'Hey, what about this? What about that?' There's Facebook groups dedicated just for this. So I think I'm going to document our house build for the good or the bad. Point out the good things that happen, point out the mistakes, all that stuff. And um, people want to join and see on that, that's perfectly fine. Just don't expect an Alex-type production.
Final Advice for Moving to the Philippines
35:14 I don't edit for two reasons. First, I don't know how. Second reason, I don't want to. It's not—I said I'm doing it for fun. So far, it's been fun doing some videos. When it becomes work, I'm done with work. I've already done my work. So if you want to join some unedited, sometimes nutty stuff, it's Jerry and Bella's Final Chapter Philippines.
35:45 And guys, we'll link it down below. Any final words for us before we wrap up?
Closing Remarks
35:52 Jerry, if you decide to make the move, do your research. Period. That's it. There's so much information out there that if you come over here unprepared on something, it's your own fault. There's info on banking, phones, visas, everything. So if you're serious about coming here, just for a visit or even making the plunge, just do your homework.
36:24 Oh, well, thank you so much, everybody.
36:28 Oh, well, thank you so much, everybody. We want to thank Jerry for his service and for his time today. Go and check out their channel, and we'll see you soon. Bye-bye.